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I am experimenting with video in this issue. The first illustrates historical stock and bond returns and the second showcases the planning software we use in the office. |
| Expected Returns
Invest, don't speculate |
|
It's that time of year again, when forecasters make predictions about stock returns. Should you believe them?  We don't think so. It's interesting information, but usually that's all it is, information and noise.
Consider this from Dimensional Fund Advisors
"Ten years ago, for example, Brazil was on the verge of a currency collapse, and General Electric was among the largest and most admired firms on the planet.
Who would have thought that Brazilian stocks would soar sevenfold during the subsequent ten-year period, while GE shares fell 70%?"
To read the rest of the article click here.
Video - Equities and Bonds - Historical prospective.
Download - The 2009 Matrix book for historical returns. |
| RRSP
Yes or no? Should we keep contributing? |
 Bill and Mary have been contributing to RRSPs but now they are wondering if RRSPs are really a good thing. They've heard that they will have to pay extra tax on withdraws and may be subject to clawbacks, loss of tax credits, and supplements.
Video - Bill and Mary see the difference between RRSP and non RRSP investments.
What do you think? Are RRSPs good? poll. |
