Can I still use my FHSA after my spouse bought a condo?

A reader is unsettled after their spouse bought a condo, worried the purchase quietly shut the door on their own First Home Savings Account. Allan sorts out a wrinkle in the rules that trips a lot of couples up: the CRA applies one test for who can open an FHSA and a different, stricter one for who can later withdraw from it tax-free, so a spouse owning a home does not automatically end the account the way people assume. He also flags the practical deadline that matters most once a purchase closes, a narrow window in which the money has to come out to qualify for tax-free treatment, plus a refresher on how contributions, deductions and eventual withdrawals fit together for the account generally. It is a useful, reassuring read for couples navigating a home purchase where only one spouse is on title, and anyone unsure whether their FHSA is still usable after a partner's own purchase.