How much income can I earn while getting OAS?

If you are collecting Old Age Security and still bringing in income, whether from a job, a pension, CPP, rentals or investments, there is a point where the government starts quietly taking some of that OAS back. This is the recovery tax, often called the clawback, and the question here is how to figure out where you stand. The key thing the piece clears up is that there is no sudden cliff. Once your net income climbs past a certain level, OAS is reduced gradually rather than cut off all at once, and it is your total net income from every source that counts, not just employment. It is most useful for someone turning 65 who plans to keep working, and it touches on practical levers like deferring OAS or splitting pension income to keep more of the benefit.