How to leave money to an adult child with no investing know-how

A couple expects to leave their only son a significant inheritance, but they are honest with themselves that he would not be able to manage a large lump sum on his own. The question is how to pass the money along responsibly so that it lasts and actually helps him. Allan explores the tools built for exactly this worry, including arrangements that release money gradually rather than all at once and structures that bring in trusted oversight, so a well-meaning legacy does not evaporate quickly. He weighs the balance between protecting the child and respecting their independence, and the trade-offs in cost and control that come with each option. The discussion is especially relevant for parents whose heir struggles with money or vulnerability, and who want their estate plan to provide steady support instead of a single overwhelming windfall.