I had a heart attack 5 years ago and recently retired. What are some tips for a good drawdown strategy?

A health scare has a way of sharpening how someone thinks about money and time, and this piece follows a newly retired reader, five years past a heart attack, who wants a sensible way to draw down his savings. The striking observation Allan raises is that, for many retirees in this position, tax ends up being the single largest expense they face, which makes the order and timing of withdrawals matter a great deal. The discussion works through how to think about pulling income from different accounts in a way that keeps more money working and less going to the taxman, while still leaving room to enjoy retirement now rather than someday. It is relevant reading for anyone entering retirement with health on their mind, who wants a drawdown approach that balances tax efficiency against simply living well while they can.