I’m turning 65, so is taking CPP a good option if I plan to keep working?

Turning 65 brings a natural pull to start CPP right away, especially if the paperwork feels overdue, but this piece makes the case for slowing down before you decide. The situation is someone who plans to keep working, which changes the math in ways that are easy to miss. Because CPP grows the longer you wait, with the option to start anywhere between 60 and 70, delaying can mean a meaningfully larger cheque for life, and that lifetime increase is hard to argue against for someone in good health who does not urgently need the cash. The honest exceptions are spelled out too. If your health is poor or the money is genuinely needed now, taking it earlier can be the right call. It is a thoughtful read for anyone still earning a paycheque and trying to time their pension well.