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Financial PostFebruary 2024

Should I invest more in REITs since I don’t own any real estate?

Featured writing by Allan Norman · M.Sc. · CFP · CIM

The Short Version

People who rent sometimes feel they are missing out on real estate and wonder whether loading up on REITs is the way to fix that gap. This piece takes the question seriously while gently separating two ideas. Real estate investment trusts can earn a place in a portfolio for the income and diversification they offer, but not owning a home is not, on its own, a reason to pile into them. The thinking looks at what REITs actually are, how they behave, and how they should fit alongside everything else you hold rather than as a substitute for a missing house. It is a helpful read for renters and newer investors weighing whether to add property exposure, with the reminder that the decision belongs inside a broader plan and a sensible level of diversification, not driven by the feeling of being left out.

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