What is the best way for Linda to die broke?

At 70 and without children or dependents, Linda has a goal that runs opposite to most retirement advice: she wants to actually use up her savings rather than guard them for an estate. The challenge is doing that without the obvious risk of running out too soon, since spending down on purpose still has to account for a long life. This piece looks at how to draw money down steadily and enjoy it while staying mindful that the money has to last as long as she does. It is a refreshing change from the usual focus on preserving and growing wealth, and it speaks to single retirees with no heirs in mind who would rather get full value from what they saved than leave a large balance behind. The thinking is about pacing the spending so the timing roughly works out.